What are my options if I no longer want a Canada RSP or Canada RIF?

To close your Canada RSP or Canada RIF plan, you can:

• Visit your financial institution to transfer the funds held in your Canada RSP or Canada RIF to another registered retirement vehicle, or;
• Contact us to make a withdrawal. The amount withdrawn will be subject to applicable withholding taxes and the proceeds must be declared as income in the year of the withdrawal.

Is my Canada RSP or Canada RIF still earning interest?

Funds held in The Canada RSP and the Canada RIF plans reached maturity and no longer earn interest.

I haven't received my statements or annual Canada RIF payments in a while. What do I do?

Your information may be out of date. To find out, contact us.

Where can I find more details about The Canada RSP and The Canada RIF plan?

Go to The Canada RSP or The Canada RIF webpages to find out more.