Resources for Bond Owners
This section provides access to forms and their legal documentation requirements. These forms support transactions related to:
- Canada Savings Bonds, Canada Premium Bonds and Government of Canada bonds
Bond owners, plan holders or their authorized representatives should choose the appropriate form according to the transaction they wish to complete.
Authorized representatives must provide proof of authority to act on behalf of the bond owner or plan holder. They can be:
- Individuals who hold a financial power of attorney, Public Trustee or representatives of a bank branch, when bond owner or plan holder is unable to act for themselves. Examples of acceptable legal documents are Power of Attorney, or Certificate of Appointment of Public Trustee.
- Executors of an estate, estate administrations, liquidators or Public Trustee, when bond owner or plan holder is deceased. Examples of acceptable legal documents are last will and testament, letters of verification, declaration of heredity or Certificate of Appointment of Public Trustee.
- Parents or legal guardians when bond owner or plan holder is a minor. Examples of acceptable legal documents are birth certificate with parents’ names, court order or letter of guardianship along with child's proof of age.
Legal Documentation – Format Requirements
Based on the value of bonds or plans, legal documents may need to be certified or notarized. Legal documents will not be returned unless otherwise requested. The form must be completed in full and any legal documents must be submitted in the required format to the Unclaimed Properties Office by mail. Incomplete forms or forms with incorrect information will have to be re-submitted and notarized again, if required.
Value of Bonds or Plans | Required Legal Document Format |
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Less than $2,000.00 | Photocopy of legal document. |
Between $2,000.00 and $5,000.00 | Photocopy of certified legal document or photocopy of certified court document. Note: A photocopy of a certified legal or court document is a photocopy of a document that has previously been certified with an embossed seal. |
Over $5,000.00 | Certified true copy of legal document or certified true copy of court document. Note: To create a certified true copy of a legal or court document, a notary must compare the original document to the photocopy and certify the photocopy by placing their signature and embossed seal directly on the copy. |
The Canada RSP and The Canada RIF
Action | Form | Examples of Required Legal Documents |
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To change mailing address | Change of Address Form (COA) | N/A |
To change legal name of registered plan holder | Legal Name Change Form (LNC) |
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To transfer funds from The Canada RSP or The Canada RIF plan upon breakdown of marriage | Transfer of Ownership Form (T2220) | N/A |
To administer an estate (Province of Quebec only) | Quebec Estate Transfer with Will Form (QETW 534) |
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Quebec Estate Transfer with No Will Form (QETNW 534) |
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To administer an estate (All provinces and territories except Quebec) | Estate Transfer with Will Form (ETW 2351) |
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Estate Transfer with No Will Form (ETNW 2351) |
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To designate or change a beneficiary for The Canada RSP or The Canada RIF plan | Designation of Beneficiary Form (DBEN 2379) | N/A |
To change payment details or banking information for The Canada RIF’s annual minimum payment | Annual Minimum Payment Change Form (AMP) | N/A |
To obtain an updated tax slip as a result of a change in residency status | Residency Status Form (RES) | N/A |
To withdraw funds from the Canada RSP under the Home Buyers' Plan | Home Buyers' Plan (HBP) – Request to Withdraw Funds from an RRSP (T1036) | N/A |
To withdraw funds from the Canada RSP under the Lifelong Learning Plan | Lifelong Learning Plan (LLP) – Request to Withdraw Funds from an RRSP (RC96) | N/A |
To make a formal request to the Unclaimed Properties Office (UPO) | Letter of Direction (LOD) |
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Access other information related to The Canada RSP and The Canada RIF
Type | Action | Link |
---|---|---|
Reference | To view the Terms and Conditions for The Canada RSP and The Canada RIF | View |
Reference | To view the Declaration of Trust for The Canada RSP | View |
Reference | To view the Declaration of Trust for The Canada RIF | View |
Web | To find the latest version of the Trustee’s Privacy Code | Link |